(Senior) Risk Manager (m/f/x)

This position is embedded within our Risk Control Function department, which comprehensively oversees both overarching Risk Governance and Non-Financial Risk Management. The responsibilities listed below reflect the broad spectrum of our department's mandate – your specific focus and deployment within this role will be handled flexibly, tailored to your individual interests, personal strengths, and current team capacities. • Conduct and continue to develop day-to-day operational risk, incident, and Risk Control Self Assessment (RCSA) frameworks, including reviewing reported incidents for accuracy, maintaining data integrity in the risk register, executing scheduled Control Testing, and performing framework-aligned "Check and Challenge" routines for RCSA submissions • Support comprehensive risk profiling, strategy, and policy development, continuously tracking the institution’s risk-bearing capacity (RBC), ensuring strict adherence to established risk limits, contributing to the annual risk inventory, and maintaining the overall risk profile • Contribute to and monitor advanced risk frameworks, including implementing the Operational Risk Stress Testing framework, executing Scenario Analysis programs to model hypothetical impacts, and tracking early-warning Key Risk Indicators (KRIs) over time • Facilitate and execute the New Product Process (NPP) lifecycle and governance, managing the risk evaluation from the pre-assessment phase through committee sessions, preparing Management Resolutions, and ensuring seamless framework integration for all new initiatives • Act as a contact person for the 1st Line of Defense (1LoD) and drive reporting, supporting them in assessing risks and defining corrective actions, while producing quarterly Risk Reports and monthly Risk Culture Reports for senior stakeholders • You successfully completed a Bachelor’s or Master’s degree in business administration, finance, economics or equivalent • You gained at least 3 years experiences at a bank, asset manager or financial services company in (Operational) Risk Management, Audit or Compliance and you have knowledge of regulatory issues related to operational risks (CRR, MaRisk, DORA, SREP, EBA papers) • You are able to work in a time-sensitive environment and you are able to balance competing priorities • You have a strong ability for risk-oriented analysis and comprehensible presentation of complex issues • You have concise verbal and written communication skills in German and English • Be part of one of the fastest-growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers • The ability to work with an international, diverse, inclusive, and ever-growing team that loves creating the best products for our clients • Enjoy an office in the heart of Munich, located in a lively neighbourhood and close to the English garden • All internships are worth the same with us: we also remunerate mandatory internships  • Learn and grow by joining our in-house knowledge sharing sessions • Work productively with the latest hardware and tools • Free subscription to the PRIME+ Broker